Financing

We believe traditional midwifery care is healing, lifesaving work. As such, we are committed to keeping our care accessible to all low-risk pregnant people who want it. We offer to you:

  • A commitment to keep our fee as low as possible, to maintain transparency about what you are paying for, and to pay our staff a fair living wage.

  • Midwifery fee comparable to many health insurance deductibles and significantly less than out-of-pocket costs for birth services at regional birth centers and hospitals.

  • Long- and short-term financing and payment plans, with interest rates as low as 0%, some with no credit check.

  • Payment via cash, check, and Paypal.

  • Payment via FSA and HSA. Please check with your plan to see if midwifery services are approved.

  • No additional "Birth Kit" fees. The bulk of your supplies can be found already in your home. Other essential items will be delivered to you at 36 weeks and are included in the cost of services.

  • Waterbirth tub and liner provided on a first-come, first-serve basis. (You will need to purchase a hose that reaches from your water source to your desired tub location and a submersible pump for water removal. These items can not be reused by the midwife due to OSHA compliance.)

  • There are no discounts for transferring late into care.

  • There are no refunds, as the midwife foregoes other opportunities to earn a living to be available to provide you with excellent, personalized, on-call care.

 

Insurance

At this time, traditional midwives can not bill insurance for homebirth care in Pennsylvania. We will provide you with documentation if you would like to attempt to be reimbursed. We can not guarantee what, if anything, your carrier will provide, neither can we make these inquiries for you. 

 

Payment Plans

Payment is due, in full, at the time you enroll for services. We offer three financing options that allow you to extend the payment period, making monthly payments, depending on what you are approved for.

Option 1:
Make monthly payments for your care, pay in full by 36 weeks of pregnancy. No credit check required. Interest rate as low as 17%.

Option 2:

Make monthly payments for your care. Extend your payments as long as you need to. 0% interest if you pay in full within six months. Credit approval required.

Option 3:
Make monthly payments for your care. Extend your payments for 5 months, 1 year, or 2 years, pending approval. Soft credit inquiry. Interest rate as low as 14%.

To apply, please make an appointment with our office manager, who will help you find the plan that works best for your family.

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Your journey is as individual as you are. 
We proudly welcome, serve and celebrate LGBTQIA+ families here.

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